Seamless Credit Card
Processing Solutions

Empower Your Business with Transparent,
Simple Rates from Industry Experts

NEW LAWS PASSED BY THE NEW ADMINISTRATION FOR 2025

Did you know? President Donald J. Trump and Congress worked to pass a law that allows business owners to eliminate their credit and debit card processing costs through cash discounting! Thanks to the Durbin Amendment in the Dodd-Frank Act, businesses can now legally offer a discount to cash-paying customers while keeping their prices fair and transparent. This game-changing law helps business owners save thousands and keep more of their hard-earned money. 💰🇺🇸

#ZeroFees #CashDiscounting #TrumpEconomy

NEW LAWS PASSED BY THE NEW ADMINISTRATION FOR 2025

Did you know? President Donald J. Trump and Congress worked to pass a law that allows business owners to eliminate their credit and debit card processing costs through cash discounting! Thanks to the Durbin Amendment in the Dodd-Frank Act, businesses can now legally offer a discount to cash-paying customers while keeping their prices fair and transparent. This game-changing law helps business owners save thousands and keep more of their hard-earned money. 💰🇺🇸

#ZeroFees #CashDiscounting #TrumpEconomy

Processing Services

Zero Pay is committed to delivering innovative, reliable, and secure payment processing services to our clients. Our team of experts has extensive knowledge and experience in the payment processing industry, and we are constantly evolving our solutions to meet the changing needs of our clients and the industry.

Customizable For Any Environment

At Zero Pay, we understand the challenges that businesses face in managing their payment processing needs. That’s why we are dedicated to helping you find the best countertop solutions to meet your business requirements. Leveraging our field expertise, we offer invaluable insights into cutting-edge technologies, trends, and industry best practices. Whether streamlining operations, cutting costs, or enhancing customer experience, we help identify the perfect countertop solutions for your business. 

EMV & NFC Reader

Secure chip card transactions and swift NFC-based payments, including Apple Pay and Google Wallet.

Cash Discount & Surcharging

Apply discounts or surcharges to suit your business requirements.

Flexible Connectivity

Choose Ethernet or Wi-Fi for seamless, secure transactions.

Custom Receipt Options

Select paper or digital receipts for instant transaction documentation.

Eliminate Payment Acceptance Expense

Reduce your payment acceptance costs by utilizing Cash Discounting. By transferring fees to cardholders, you can remove the overhead on your end. Leverage our tailored payment solutions to achieve substantial annual savings, totaling thousands of dollars. This strategic shift ensures both streamlined operations and fiscal benefits, empowering your business growth.

Customizable For Any Environment

Zero Pay offers versatile point-of-sale solutions suitable for businesses of all sizes. Our user-friendly systems come equipped with dynamic functionalities, including inventory management, employee tracking, online ordering, tax management, comprehensive reporting, and more.

Flexible Customization

Tailor your POS system to fit your business's changing needs with an array of adaptable hardware and software options.

App Integration

Elevate your system's potential by tapping into an expansive app marketplace, integrating third-party solutions for inventory management, loyalty programs, scheduling, and beyond.

Simplified Experience

Navigate transactions seamlessly with an intuitive interface, reducing training time and minimizing errors.

Comprehensive Payment Acceptance

Cater to diverse customer preferences by supporting EMV, NFC, mobile wallets, and traditional payment methods.

Reduce Payment Processing Expenses With Us

At Zero Pay, we specialize in helping businesses significantly reduce their payment processing expenses. Through our expert analysis and negotiation services, we work closely with merchants to identify cost-saving opportunities, negotiate lower rates with payment processors, and implement efficient payment processing solutions, allowing our clients to save money and boost their bottom line.

Expand Your Payment Horizon, Anywhere You Go

Unleash the potential of Zero Pay’s mobile payment solution, a gateway to diverse payment methods. Seamlessly accept tap-to-pay and mobile wallet transactions like Apple Pay and Google Wallet, extending your reach from events to pop-up setups. This innovative solution revolutionizes customer engagement, ensuring swift, secure, and adaptable transactions tailored to modern preferences. With our mobile payment solution, your business stays ahead in the dynamic landscape of payment processing, catering to customer preferences with ease.

Portability and Ease

Facilitate transactions everywhere with mobile credit card payments – a game-changer for businesses on the move, pop-up shops, and events.

Customized Pricing

Tailor costs to your business needs through cash discounts or surcharges.

Advanced Security

Secure chip card transactions and swift NFC-based payments, accommodating Apple Pay, Google Wallet, and more.

Comprehensive Payment Acceptance

Embrace all payment methods, including Credit, Signature/PIN Debit, and EBT.

RCKT EMV mPOS Reader

Accept all forms of payment, including tap-to-pay and mobile wallets like ApplePay and Google Wallet with Zero Pay’s mobile payment solution

RCKT is the perfect companion device, putting the power of advanced, secure, and convenient EMV mobile payments into the palm of your hand.

  • Lightweight, Easy-to-Hold
  • Contact/Contactless Swipe, Dip, Tap
  • Credit, Signature/PIN Debit & EBT Acceptance
  • Wireless Bluetooth Communication
  • Plug and Play
  • Long-Lasting Battery
  • PCI-PTS 5.0 Certified
 

Customizable for any card-not-present environment

Zero Pay has expertise in setting up the right online payment solution for your business so your business qualifies at the best rates.

Enhanced B2B Efficiency

Process Level 2 and Level 3 data for seamless corporate and government payments, reducing fees and improving large-volume transaction efficiency.

Secure Point-to-Point Encryption

Shield cardholder data with P2PE encryption, guarding against breaches and fraud from data entry to storage.

Versatile Payment Processing

Accept credit/debit cards, e-checks, and ACH transfers, catering to diverse customer preferences and business transactions.

In-Depth Insites

Gain strategic insights from detailed analytics, enhancing decision-making, inventory management, and customer experiences.

Our Cardpointe Solution Offers Security and Accessibility

Experience the convenience of the CardPointe Virtual Terminal, a browser-based point-of-sale system that seamlessly integrates with your CardPointe account. This complimentary feature provides a secure payment processing solution with our patented tokenization, ensuring the protection of sensitive data. Additionally, you can enhance security by pairing the CardPointe Virtual Terminal with devices safeguarded by our PCI-validated point-to-point encryption (P2PE).

Empower Your Store on the Go

At Zero Pay, we recognize the significance of delivering frictionless payment solutions for online businesses. That’s why we provide an array of gateways that seamlessly integrate into your website, enabling your customers to swiftly and securely finalize transactions with ease. Put your store in your customer’s pocket and open up a world of seamless shopping experiences, supported by our expert solutions tailored to enhance your online presence.

Global Customer Access

Accepting online credit card payments opens doors to a worldwide customer base. Expand beyond your local market, welcoming shoppers from various locations.

Convenience & Security

Cater to customer comfort by enabling credit card purchases from their homes. Ensure secure transactions via protected payment gateways, bolstering trust and confidence.

Boosted Sales & Conversion

Credit card payments streamline checkout, reducing friction and cart abandonment. A seamless payment journey translates to higher conversion rates and amplified eCommerce sales.

Automated Processing & Tracking

Integrate credit card payments for automated processing, reducing manual tasks and errors. Easily track transactions, generate sales reports, and manage orders within your eCommerce system.

Navigating the eCommerce Landscape

We recognize the ever-evolving dynamics of eCommerce and are dedicated to providing tailored solutions seamlessly attuned to your business needs. We’re proud of our adaptability, collaborating seamlessly with top shopping carts and gateways, ensuring that your eCommerce venture is supported by the platforms you prefer. Our expertise spans a comprehensive range of popular options, ensuring an effortless integration with your chosen configuration.

Why Choose Zero Pay?

No Hidden Fees

No Contract Terms

Cost-Saving Rate Plans

Best in Class Customer Service

100+ Years Experience

Industries We Serve

Increase Sales and Speed

Zero Pay can provide tailored solutions for retail businesses of all sizes, including payment processing for traditional brick-and-mortar stores and e-commerce websites. Our experts can work with you to optimize your payment processing, streamline checkout processes, and improve the customer experience.

With our wide range of payment solutions and technologies, we can help you securely accept all major credit and debit cards, digital wallets, and other payment methods.

Enhanced Sales

Credit card processing expands payment options, making it convenient for customers to make purchases, boosting sales both in-store and online.

Quick Transactions

Efficient credit card processing accelerates checkout times, reducing wait times and enhancing customer satisfaction.

Increased Security

Advanced security measures, such as EMV chip technology, safeguard transactions, reducing the risk of fraud and enhancing customer trust.

Streamlined Operations

Integrated systems and automated reporting streamline inventory management, sales tracking, and reconciliation, saving time and reducing manual effort.

Say Farewell to Payment Fees

At Zero Pay, we empathize with the financial hurdles that retail customers face. That’s why we offer customized solutions designed to assist individuals in eliminating processing fees, allowing them to retain more of their hard-earned revenue and invest it back into growing their operations.

Satisfy your processing needs

Our team excels in customizing payment solutions that suit the specific needs of businesses in the restaurant industry. At PPC, we understand that every eatery has its unique requirements, and we’re here to ensure that your payment methods align seamlessly with your business model. From efficient payment processors to convenient mobile solutions, we’ll guide you in crafting a payment ecosystem that’s both practical and effective.

Tableside Transactions

Credit card processing at the table accelerates orders and payments, reducing wait times and enhancing the dining experience.

Split and Tip Features

Integrated split bill and tip options simplify payments and ensure accurate distribution, improving customer satisfaction.

Increased Security

Advanced security measures, such as EMV chip technology, safeguard transactions, reducing the risk of fraud and enhancing customer trust.

Reservation System Integration

Seamlessly integrate credit card processing with reservations and streamline payments for a smoother dining experience.

Elevate Your Payment Experience

Partnering with Zero Pay enables restaurant owners to refine their payment processes, lower transaction costs, and heighten customer satisfaction. Moreover, we facilitate restaurants in staying on top of cutting-edge payment technologies and security protocols to safeguard customer payment details.

Rev Up Your Payment Processing

At Zero Pay, we understand the unique payment requirements of the automotive sector. Our expertise lies in assisting automotive businesses to identify and implement tailored payment processing solutions that address their demands. This encompasses everything from payment gateways to credit card machines and mobile payment solutions, effectively streamlining payment procedures, reducing transaction costs, and guaranteeing secure payment options for patrons.

Working with Zero Pay empowers automotive businesses to optimize their payment processing systems and enhance customer experiences, ultimately leading to increased profitability and success.

Contactless Payments

Credit card processing enables convenient, secure NFC and mobile wallet payments, reducing the handling of physical cards.

Customizable Invoicing

Streamline payment processing by creating detailed invoices for repair services, including parts and labor.

Cash Discount & Surcharging

Apply discounts or surcharges to suit your business requirements.

Quick Deposit Tracking

Easily manage deposits for special orders or repairs, ensuring accurate accounting and transparent communication with clients.

Cut Down Payment Processing Costs

Reducing payment processing fees is crucial for optimizing profitability. Our specialized solutions for the automotive sector offer tailored pricing structures, streamlined transaction processes, and cost-saving strategies, helping businesses in the industry minimize expenses and maximize their bottom line.

Simplify Your Payment Processing

At Zero Pay, we understand the distinct challenges that businesses, particularly in the B2B sector, encounter with payment processing. With years of experience serving companies of various sizes and industries, we specialize in crafting tailored payment processing solutions that cater to their requirements. Our expertise allows us to recommend the best payment methods and technology for businesses, from conventional methods such as credit cards and checks to newer technologies like mobile payments and e-wallets. We also offer insights into chargeback management, fraud reduction, and heightened security measures.

Increased Sales

Accepting credit cards widens your customer base, potentially boosting sales as businesses prefer convenient card payments.

Faster Payments

Electronic credit card transactions lead to quicker payments, enhancing cash flow and financial management.

Reduced Accounts Receivable

Credit card payments minimize outstanding invoices, lowering the hassle of chasing overdue payments.

Customer Convenience

Offering credit card options improves customer satisfaction by providing a streamlined and efficient payment process.

Minimize Your Payment Costs for B2B Success

Optimizing profitability hinges on reducing payment processing fees. Our specialized B2B solutions bring you tailored pricing models, seamless transaction flows, and cost-effective strategies, all designed to empower businesses in the industry to trim expenses and maximize financial success.

Processing Solutions for Non-Profit Organizations

Navigating the unique landscape of non-profit organizations demands a payment processing approach that aligns seamlessly with your goals. At Zero Pay, we understand the distinct needs of non-profits and offer tailored solutions that ensure smooth and secure financial operations. From online donations to event registrations, our expertise spans a range of payment methods, including credit cards, mobile payments, and electronic fund transfers. With our guidance, non-profits can enhance donor experiences, simplify financial management, and allocate more resources towards their mission. Partner with us to unlock hassle-free payment processing, empowering your non-profit to make a greater impact.

Recurring Donation Management

Simplify ongoing support with automated recurring donation processing, ensuring sustained contributions.

Flexible Payment Options

Offer various payment methods, including credit cards or ACH/EFT to accommodate donor preferences and enhance giving convenience.

Secure Transactions

Implement robust security measures like encryption and fraud prevention, ensuring donor trust and safeguarding sensitive data.

Real-time Reporting

Access instant transaction reports for streamlined financial tracking, aiding transparency and accountability in fundraising efforts.

Optimize Non-Profit Impact with Smart Payment Solutions

For non-profit organizations, strategically reducing payment processing fees is paramount for financial efficiency. Our specialized solutions, crafted with the unique needs of non-profits in mind, present tailored pricing models, efficient transaction flows, and savvy cost-saving strategies. By collaborating with Zero Pay, non-profits can free up valuable resources, redirecting them towards advancing their noble missions while ensuring streamlined operations and optimal financial outcomes.

Options to Fit All Needs

Interchange Plus Fixed Rate
100% Transparent, low pricing
Fixed percentage rate
Fixed transaction fee
Low monthly fees
Month-to-month agreement
No hidden fees
Zero Cost Processing
$0 overall processing cost
Flat percentage charged to customers
No PCI compliance fees
Small monthly fee
Month-to-month agreement
No hidden fees

What Our Customers Are Saying

💵 Earn $500 for Referrals! 💵

Know a business owner tired of high processing fees? Refer them to Zero Pay Merchant Processing!

If they become a new customer and start processing with one of our Zero Pay preferred vendors, you’ll get $750.00 just 14 days after they start!

📞 Contact Us: at 407-484-6222 today and start earning!

💸 Zero fees for them, big rewards for you! 💸

Contact Us

Join Our Team Now

We offer comprehensive sales support, including marketing materials, customer service specialists, and cutting-edge sales tools that assist you in effectively presenting our products and closing deals.

Our Trusted Processors